01
Working Malaysians
Salaried employees who need a straightforward facility aligned with monthly income.
- Home repairs
- Medical bills
- Education costs
Your Syariah lending companion
Need funds? Jom pinjam — the halal way.
Whether it's an unexpected bill, a business opportunity, or bridging the month — jompinjam connects everyday Malaysians to Syariah-compliant financing without the jargon.
No RibaApply from PhoneLicensed & Regulated
Who is jompinjam for?
Three common situations. One platform that keeps things clear and Syariah-compliant.
02
Business Owners
SME operators who need working capital without compromising on Islamic principles.
- Stock purchases
- Equipment
- Cash flow gaps
03
Life's Surprises
When plans change and you need responsible access to funds quickly.
- Family emergencies
- Travel
- Consolidation
Our Syariah Promise
Islamic finance principles aren't an add-on — they're the foundation of everything we do.
Zero Riba
We never charge interest. Profit comes from permissible trade-based contracts only.
No Gharar
Terms are clear from day one — no vague clauses or hidden obligations.
No Maysir
Real economic activity, not speculation. Every transaction has genuine commercial purpose.
Pick what fits your situation
Tap a product to see what you get and what you'll need.
Pinjaman Harian
For life's everyday needs
Quick personal financing when you need cash for planned or unexpected expenses — structured through Tawarruq, not interest.
Tawarruq · personal use
- Flexible tenure based on your profile
- Clear profit rate shown upfront
- Digital application from start to finish
From apply to cash — here's the journey
No branch visits. No confusing paperwork loops.
1
Tell us what you need
Pick your product, fill in basic details, and snap photos of your documents on jompinjam.my.
2
We do the checking
Our team verifies your info and makes sure the structure fits Syariah guidelines.
3
Review & tap agree
You'll see exactly what you're signing — profit, tenure, and total cost — before you commit.
4
Money in your account
Once everything checks out, funds land in your bank account. Done.
Why people choose jompinjam
We're not a bank. We're a platform built to make halal borrowing feel normal.
- 1
Plain language, always
We explain contracts in terms you understand — before you sign anything.
- 2
Checked by scholars
Every product goes through our Syariah panel. No shortcuts.
- 3
Phone-first experience
Apply on your lunch break. Track status on the bus. No queueing.
- 4
Locally built
CAPITALLY IHSAN SDN. BHD. — a Malaysian team serving Malaysian needs.
Questions? We've got answers.
Grouped by topic so you can find what you need fast.
Getting started
Can I apply from my phone?+
Yes — jompinjam.my works on mobile browsers. Apply, upload documents, and track your application without visiting a branch.
Who can use jompinjam?+
Malaysian citizens and PRs aged 21–60 with stable income. Requirements vary slightly by product.
What documents should I prepare?+
NRIC, latest payslips, bank statements, and EPF. Business owners need SSM docs too.
Syariah & repayments
How is this different from a normal loan?+
We use trade contracts like Tawarruq — profit from halal commerce, not interest (riba).
Can I settle early?+
Yes! Early settlement is welcome and you may receive a rebate on unearned profit.
How fast is approval?+
Most complete applications are done in 1–3 working days.
Still unsure? Let's chat.
Drop us a line — no pressure, no hard sell. Just honest answers about Syariah financing.
Email us
info@jompinjam.my
+60 3-2181 8800
Website
jompinjam.my
Office
C-13-2, LEVEL 13, KL TRILLION, NO. 338, JALAN TUN RAZAK, 50400 KUALA LUMPUR W.P. KUALA LUMPUR MALAYSIA
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